Finest Cities for Working Moms

In latest a long time, two competing traits have affected maternity in the USA. The primary pattern is that right this moment's ladies usually tend to change into moms than ten years in the past. The second is that, in comparison with earlier generations, right this moment's moms usually tend to be within the labor market – they spend extra time outdoors the house.

Girls now make up nearly half of the labor power and 73.7% of moms select to work, based on the US Census Bureau. Which means that extra ladies are going through a fragile stability between work and household, and lots of households depend on little one care when each dad and mom are within the workplace.

Regardless of optimistic modifications in employment, the common lady nonetheless earns lower than the common man. The pay hole for full-time staff hovers round 80.eight% – an enchancment over the previous, however removed from equal. With the common price of kid care throughout the nation reaching $ 11,959 (about 30% of girls's wages), it isn’t sufficient to make small modifications to cut back these prices or enhance incomes – whether or not in altering job, office or each – can considerably enhance the monetary scenario. security and high quality of life.

Luckily, some localities are a lot better for working moms than others, relying on components similar to median wages, wage differentials, the unemployment price, participation in labor market and the price of childcare amongst others. To seek out these cities, Haven Life analyzed the 200 largest cities in the USA and created a composite rating primarily based on the next measures:

Median earnings of feminine full-time staff (25 factors) Girls's earnings as a proportion of males (20 Factors) Unemployment price of moms (20 factors) Proportion of moms of married within the labor market (10 factors) Size of girls's workweek (together with journey) (10 factors) Point out the common price of nurseries (15 factors)

That is what Haven Life discovered:

Take-Out

Whereas the gender pay hole is 80.eight%, Oakland, California (ranked fourth greatest metropolis for working moms) stands out as one of many high three cities on the planet. United States the place ladies earn a bit greater than males. If all different components are taken under consideration, in comparison with lone moms, moms of married with different help have extra flexibility to decide on whether or not to work or not. For this reason the proportion of married moms within the labor market has been used to point the place extra moms select to work, even when the monetary pressures to take action are decrease. Madison, Wisconsin, Lexington, Kentucky, and Minneapolis (ranked second, third, and eighth in complete) are characterised by the next proportion of married ladies within the labor market than nearly every other metropolis within the nation. In the USA, toddler care prices round $ 12,000 a yr, accounting for over 30% of girls's full-time earnings. Southern states supply extra inexpensive childcare choices than Northeastern or West Coast states. No metropolis within the Northeast is among the many high 20 cities for working moms. In response to the composite rating, cities within the West, South and Midwest have a tendency to supply higher circumstances for girls to reconcile work and household life.

The 20 Most Populated Cities by Working Moms

20. McKinney, Texas

Median Compensation for Full-Time Feminine Employees: $ 52,177 Earnings ladies as proportion of earnings of males: 72.four% Unemployment price of moms: p.c Proportion of married-couple moms within the labor market: 72.eight p.c Length of girls's workweek: 41.four hours Point out the common price of kid care: 9 1945

The moms' labor power married to McKinney is 72.eight%, which is barely above the US common. Girls earn a excessive median wage of $ 52,177. McKinney's proximity to the Dallas-Fort Price metropolitan space makes it splendid for professionals trying to advance their careers. Dallas' largest employers embrace American Airways, Financial institution of America and Raytheon. As a residing house, McKinney retains its small city ambiance whereas providing many retailers, eating places and artwork galleries for entertaining. For weekend actions, the Towne Lake Recreation Space is a perfect native park for households who picnic, fish, play outside sports activities or hire pedal boats.

19. Chandler, Arizona

Median Compensation of Full-Time Feminine Employees: $ 51,188 Girls's Earnings as a Proportion of Male Revenue: 83.7 % Unemployment price of moms: p.c Proportion of married-couple moms within the labor market: 75.zero p.c Length of girls's workweek: 41.9 hours Point out the common price of daycare companies: $ 10,687

Positioned about 20 miles from Phoenix, Chandler is a suburban metropolis with an enormous metropolis really feel. Full-time staff earn a median wage of $ 51,188, whereas the common price of kid care within the state is $ 10,687, about 10% lower than the nationwide common. Amongst Chandler's main industries embrace aviation and aerospace, high-tech manufacturing, info know-how and well being. Chandler is positioned half an hour from the main cities of Tempe, Mesa and Phoenix, which will increase employment alternatives for working moms. Chandler additionally provides incubators of modern and modern firms an incubator of improvements. Within the metropolis, public artwork displays and theaters add to the cultural scene, whereas leisure areas like Tumbleweed Park supply a large number of out of doors actions to households.

18. Seattle, Washington

Median earnings of feminine full-time staff: $ 62,997 Remuneration of girls as a proportion of males's earnings: 77.5 % Unemployment price of moms: four.1 per cent Proportion of married-couple moms on the labor market: 74.four per cent Size of labor week of Girls: 41.9 hours Point out the common price of daycare companies: $ 14,208

Seattle is thought for greater than the Area Needle and Starbucks. It’s also a perfect metropolis for younger professionals and their households. Profession alternatives are plentiful in sectors similar to IT, inexperienced applied sciences, the hospitality and movie industries, whereas well-known firms similar to Starbucks, Costco and Amazon even have their headquarters within the metro from Seattle. An additional advantage is that the state of Washington has no earnings tax, which gives a bit extra cash for enjoyable actions and financial savings. Off the workplace, pure wonders such because the Cascade and Olympic Mountain ranges, Puget Sound, Discovery Park and Lake Washington are nice for outside recreation, whereas museums, reside music and wine tastings are standard indoor actions. Though Washington's common price of childcare is above common, ladies's wages in Seattle far exceed the nationwide median, which reduces the price of little one care.

17. Albuquerque, New Mexico

Median Compensation of Full-Time Feminine Employees: $ 40,371 Remuneration of Girls as a Proportion of Male Revenue: 87 , eight% Unemployment price of moms: four.three% Proportion of married moms within the labor power: 74.1% Size of labor week of Girls: 40.1 hours Point out the common price of kid care: $ eight,412

] Nestled within the Sandia Mountains, Albuquerque combines the comforts of a big metropolis with entry simple to nature. Standard outside actions embrace mountain climbing, biking and snowboarding. Historical past buffs can even get pleasure from Native American historical past celebrated all through town in a wide range of galleries, historic websites and museums. Among the many hottest industries in Albuquerque are media, know-how, biosciences, semiconductors and electronics. Protection and analysis jobs are notably vital in Albuquerque because of the presence of Sandia Nationwide Labs, Kirtland Air Pressure Base and Honeywell. Albuquerque has one of many lowest median wages for girls, at $ 40,371, but additionally a shorter work week, with 40.1 hours (together with journey time). The typical price of kid care within the state at $ eight,412 can be nicely under the nationwide common.

16. Scottsdale, Ariz.

Median earnings of full-time ladies: $ 59,933 Remuneration of girls as a proportion of males's earnings: 78.9 % Unemployment Charge of Moms: 1.9 p.c Proportion of Moms of Married within the Labor Market: 59.1 p.c Size of Work Week of girls: 42.zero hours Point out the common price of kid care: $ 10,687

Scottsdale has the bottom proportion of moms within the labor market on this record. 59.1%. However working ladies earn a median wage of $ 59,933, nicely above the nationwide median. Positioned simply outdoors of Phoenix, Scottsdale is a southwestern city with a really lively tourism business, with roughly 9 million guests every year. The Previous City district celebrates its heritage as a metropolis of cowboys and is stuffed with lounges, cultural facilities and museums devoted to the historical past of cowboys. Along with employment in tourism and hospitality, many Scottsdale professionals work in areas similar to know-how, biosciences and monetary companies. Households can get pleasure from varied actions similar to mountain climbing, mountain biking and horse using at close by parks, in addition to on Camelback Mountain and Pinnacle Peak.

15. Portland, Oregon

Median earnings of full-time ladies: $ 46,640 Girls's earnings as a proportion of males's earnings: 88, zero% Unemployment price of moms: 2.5 proportion Proportion of married-couple moms within the labor market: 74.6% Length of girls's workweek: 40.four hours Point out the common price of kid care: $ 13,292

In Portland, ladies earn greater than what’s typical in the remainder of the USA. Nonetheless, the excessive price of kid take care of the state will offset a few of this distinction. Be that as it might, Portland has attracted consideration in recent times as a vacation spot for millennials and their households. Like many different main cities on this record, Portland is a thriving know-how middle and jobs can be found from employers similar to Intel Company, Google and Oracle, in addition to at Nike in Beaverton, close by . Oregon has no gross sales tax, which additionally alleviates the monetary burden of residing in an enormous metropolis. Households can get pleasure from a number of enjoyable actions collectively, similar to snowboarding on Mount Hood or strolling in Forest Park. Portland grocery shops and eating places supply a wide range of diets, together with vegan, vegetarian and paleo. Residents should not have to fret about rain – Portland is thought for its heavy rainfall.

14. Nashville, Tennessee

Median Compensation of Full-Time Feminine Employees: $ 41,008 Girls's Earnings as a Proportion of Male Revenue: 92.9 % Unemployment price of moms: p.c Proportion of married-couple moms within the labor market: 73.9 p.c Length of girls's workweek: 41.7 hours Common price of kid care: $ eight,524

Nashville is thought for extra than simply its nation music scene. Though musicians and pageant organizers abound in Nashville, town can be current in sectors similar to well being, schooling and monetary companies. The medical system at Vanderbilt College, considered one of Nashville's largest employers, employs greater than 20,000 individuals. In Nashville, ladies earn barely lower than the nationwide median, however Tennessee's low little one care prices will assist elevate wages. Households can discover inexperienced areas similar to Centennial Park or attend festivals and live shows. Since Nashville is geographically dispersed, it’s simpler to get round by automobile, though there are additionally public transportation choices.

13. Boise, Idaho

Median Compensation of Full-Time Feminine Employees: $ 38,652 Girls's Earnings as a Proportion of Male Revenue: 81.5 % Unemployment price of moms: p.c Proportion of married-couple moms within the labor market: 71.1 p.c Length of girls's workweek: 37.four hours Point out the common price of kid care: $ 7,296

With a median wage of $ 38,652, Boise ladies earn under the nationwide median, but additionally profit from shorter workweeks (37.four hours, together with journey time) and decrease daycare prices ($ 7,296). Boise is happy with its diversified economic system, starting from extra conventional industries similar to agriculture and authorities to extra trendy industries similar to know-how and healthcare. A number of the metropolis's high employers embrace Hewlett Packard, St. Luke's Well being System and Micron Know-how. Household-friendly actions in Boise are as various because the economic system. Native theaters, movies below the celebs and establishments such because the Basque Museum and the Cultural Middle are glorious leisure venues for households.

12. Charleston, South Carolina

Median earnings of full-time ladies: $ 43,475 Girls's earnings as a proportion of males's earnings: 85 , zero% Unemployment price of moms: three.four% Proportion of married-couple moms within the labor market: 76.2% Size of labor week of Girls: 41.1 hours Common Value of Baby Care: $ 6,840

Cobblestone streets and Georgian structure dot the panorama of this charming southern metropolis. Tourism is a serious business right here, as are army operations, larger schooling and know-how. Charleston's principal employers are the frequent naval base and air power, producers similar to Boeing and Volvo, in addition to schools and universities such because the School of Charleston and the Medical College of South Carolina. The Charleston ladies's pay hole is 85% – extra favorable than the nationwide pay hole of 80.5% – and the median pay for girls is $ 43,475. At a value of $ 6,840, the common price of childcare in South Carolina is among the lowest within the nation. Charleston provides a vibrant nightlife, is near the seashores of Isle of Palms and a number of other historic websites.

11. Austin, Texas

Median earnings of full-time ladies: $ 48,902 Earnings of girls as a proportion of males's earnings: 93.2 % Unemployment price of moms: 2.7 p.c Proportion of married-couple moms within the labor market: 61.1 p.c Length of girls's workweek : 41.6 hours Point out the common price of kid care: $ 9 092

Austin, the capital of Texas, has change into a hotbed of youth and younger households in recent times years. Girls earn a median wage of $ 48,902, a wage hole of solely 93.2%. Nonetheless, solely 61.1% of moms take part within the labor power, which is considerably lower than in the USA as a complete. Austin doesn’t have private earnings taxes and jobs can be found in areas starting from clear applied sciences to digital media to house applied sciences. Austin is turning into a serious know-how hub and firms similar to Fb, Google, Apple and Dell have places of work. On weekends, residents can calm down in Barton Springs, hearken to reside music or go to one of many metropolis's many parks and lakes.

10. Naperville, Illinois

Median Compensation of Full-Time Feminine Employees: $ 65,790 Girls's Earnings as a Proportion of Male Revenue: 69.5 % Unemployment price of moms: 1.6 proportion Proportion of married-couple moms on the labor market: 70.7% Length of girls's workweek: 39.5 hours Point out the common price of kid care: $ 13,454

About an hour west of Chicago, the small city of Naperville is famend for its orientation household . In Naperville, ladies earn a median wage of $ 65,790, a lot larger than the nationwide median, but additionally 30.5% lower than males in Naperville. Along with larger wages, Illinois has larger little one care prices of $ 13,474 per yr. The most important industries in Naperville embrace skilled, scientific and technical companies, in addition to well being care and social help. The most important employers within the metropolis are Edward Hospital & Well being Companies, Nokia and Naperville Public Colleges. In summer season, households typically swim or sunbathe at Centennial Seaside or wander alongside the Riverwalk, a pedestrian pathway alongside the DuPage River. The historic district of town is architecturally beautiful, whereas the retailers and eating places of town middle assure many actions.

9. Tallahassee, Florida

Median earnings of full-time ladies: $ 37,889 Earnings of girls as a proportion of males's earnings: 91.9 % Unemployment price of moms: four.9 proportion Proportion of married-couple moms on the labor market: 74.four% Length of girls's workweek: 36.eight hours Point out the common price of kid care: 9,zero18 [1945] The capital of Florida, dwelling to a number of universities, together with Florida State College and Florida A & M College, contributes to the ambiance of the college metropolis and provides many job alternatives. Along with schooling, the quickest rising industries in Tallahassee are skilled companies, well being care, hospitality and transportation, transportation and logistics. Tallahassee is dwelling to many cultural establishments, together with the Tallahassee Vehicle Museum, the Goodwood Museum and Gardens, the Jackson Mounds Archaeological Park and the Mission San Luis Park. Though ladies in Tallahassee earn barely lower than the nationwide median, the gender pay hole in Tallahassee is slim and the common price of kid care in Florida can be at its lowest.

eight. Minneapolis, Minnesota

Median Earnings of Full-Time Feminine Employees: $ 50,zero74 Girls's Earnings as a Proportion of Male Revenue: 94, 5% Unemployment price of moms: four.zero p.c Proportion of married-couple moms on the labor market: 78.three p.c Length of labor week ladies: 39.5 hours Common price of kid care: $ 15,704

One of many Twin Cities, Minneapolis, is dwelling to websites such because the Mall of America, Stone Arch Bridge and Mississippi. Girls residing in Minneapolis earn a median wage of $ 50,zero74, nearly the identical wage as males. Due to the proximity of St. Paul, the professionals residing in Minneapolis have the benefit of selecting to work in a single or the opposite of the 2 financial powers of Minnesota. This metropolitan space is proud to host extra Fortune 500 firms per capita than every other metropolis on the planet. Work can be accessible in sectors similar to monetary companies, know-how and renewable vitality. Though town is thought for its harsh winters, the Skyway system, a collection of closed and interconnected bridges, makes strolling within the chilly rather a lot simpler. When it's hotter, households can go to the numerous parks, lakes and wetlands of town.

7. Orange, California

Median earnings of full-time ladies: $ 51,210 Remuneration of girls as a proportion of males's earnings: 99.four % Unemployment price of moms: 2.three per cent Proportion of married-couple moms within the labor market: 63.three per cent Length of girls's workweek : 39.three hours Point out the common price of daycare companies: $ 16,542

Taking its title from its historical past of orange groves, town of Orange is positioned in Southern California and surrounded by different main cities similar to Irvine, Anaheim and Fullerton. The wage hole in Orange is sort of non-existent and girls earn a median wage of $ 51,210. Nonetheless, the proportion of Orange moms within the labor power is decrease than the nationwide proportion. Jobs in Better Orange are quite a few in areas similar to enterprise companies, finance, healthcare, tourism and data know-how. Youngsters will most likely love this small suburban city, positioned just some miles from Disneyland in Anaheim (which can be one of many largest employers within the space). Outside actions for Orange households embrace mountain climbing on the Peter's Canyon Path or taking a drive to the seashore.

6. Santa Rosa, California

Median Wage of Full-time Feminine Employees: $ 48,167 Girls's Wage as a Proportion of Males's Revenue: 95, three% Unemployment price of moms: 1.2% Proportion of married-couple moms within the labor market: 70.zero% Length of labor week ladies: 38.9 hours Point out the common price of kid care: $ 16,542

] Santa Rosa is positioned roughly 50 km north of San Francisco within the coronary heart of the valley from Sonoma, California's wine area. Native wineries supply a plethora of wine choices, whereas farmers' markets supply the freshest produce. Along with agriculture and tourism, Santa Rosa's well-rounded economic system contains industries similar to high-tech manufacturing, authorities companies, schooling and well being. Girls working in Santa Rosa earn a median wage of $ 48,167, nearly as a lot as males. At 1.2%, Santa Rosa has the bottom unemployment price for moms on this record. Even throughout the metropolis, festivals, public artwork exhibitions and quite a few parks assure households many actions throughout the weekend.

5. San Francisco, California

Median earnings of full-time ladies: $ 76,500 Earnings of girls as a proportion of males's earnings: 91, 1% Unemployment Charge of Moms: 5.1% Proportion of Moms of Married within the Labor Market: 70.eight% Length of Work Week ladies: 44.5 hours Point out the common price of kid care: $ 16,542

] San Francisco is thought for its excessive costs, proximity to the bay, and thriving know-how scene . Key sectors of San Francisco's economic system embrace info know-how and software program, social and digital media, life sciences and biotechnology, environmental applied sciences and clear applied sciences, skilled companies and enterprise actions. worldwide. Among the many metropolis's main employers embrace Wells Fargo, Salesforce, Uber, Deloitte and Amazon. With $ 76,500, San Francisco has the best median earnings for full-time feminine staff on this record, in addition to the longest work week for girls (together with journey time). Outdoors of labor, San Francisco residents can get pleasure from a vibrant arts scene, vibrant nightlife and a formidable variety of eating places which have earned it the status of being a foodie's paradise.

four. Oakland, California

Median Compensation of Full-Time Feminine Employees: $ 56,991 Girls's Earnings as a Proportion of Male Revenue: 103.6 % Unemployment price of moms: three.1 per cent Proportion of married-couple moms within the labor market: 69.6 per cent Length of girls's workweek : 42.7 hours Point out the common price of kid care: $ 16,542

Oakland is positioned just a few miles from San Francisco, providing an in depth proximity to the San Francisco labor market with decrease housing prices. Oakland's principal employers embrace Kaiser Permanente, native and nationwide authorities and a variety of native hospitals. In Oakland, ladies earn a median wage of $ 56,991. Oakland is the one metropolis on this record the place ladies earn extra money than males, persevering with the tendency of California cities to have smaller pay gaps than the remainder of the cities on this record. For outside recreation, Oakland is dwelling to the Claremont Canyon firefighter path and a lagoon referred to as Lake Merritt, that are excellent for visiting the sunny summer season days. Kids will get pleasure from sights similar to Kids's Fairyland Amusement Park, Oakland Zoo and Chabot Science and Area Middle.

three. Lexington, Kentucky

Median Compensation of Full-Time Feminine Employees: $ 40,713 Girls's Earnings as a Proportion of Male Revenue: 87.5 % Taux de chômage des mères: 2.5 pour cent Pourcentage des mères de mariés sur le marché du travail: 78,9 pour cent Durée de la semaine de travail des femmes : 39,2 heures Coût moyen de la garde des enfants: 6 258 $

Le Kentucky offre les plus bas coûts de garde d'enfants de tous les États représentés sur cette liste, soit 6 258 $ par an. Les femmes de Lexington gagnent également un salaire médian de 40 713 $, légèrement inférieur à la médiane nationale. L’Université du Kentucky est le plus grand employeur de la ville, tandis que les gouvernements des États et les administrations locales, les systèmes de santé et les hôpitaux, ainsi que les installations de fabrication et de distribution sont d’autres sources importantes d’emplois. Pour les loisirs, le Kentucky Horse Park est populaire auprès des familles avec enfants. Lexington abrite également de nombreux festivals et événements tels que le Pageant of the Bluegrass et le Pageant des écrevisses du Kentucky.

2. Madison, Wisconsin

Positive aspects médians des travailleuses à temps plein: $ 48 243 Les features des femmes en pourcentage du revenu des hommes: 86,9% Taux de chômage des mères: 2.6 pourcentage Pourcentage des mères de couple marié sur le marché du travail: 82,three% Durée de la semaine de travail des femmes: 37,three heures Indiquez le coût moyen des companies de garde: 12 268 $

Avec 82,three%, Madison est la ville sur cette liste avec le pourcentage le plus élevé de mères mariées sur le marché du travail. Les industries clés de Madison sont la fabrication, l’agriculture, les soins de santé, les applied sciences de l’info et les sciences de la vie. Les étudiants de l’Université locale du Wisconsin – Madison contribuent à l’atmosphère jeune de la ville, tandis que l’université et son système de santé affilié génèrent un nombre vital d’emplois locaux. Madison est situé entre le lac Mendota et le lac Monona, offrant de nombreuses possibilités pour les sports activities nautiques et la plage. Madison est une ville très praticable à pied et à vélo, et de nombreux habitants choisissent de voyager sans voiture.

1. Arlington, Virginie

Rémunération médiane des travailleuses à temps plein: 76 438 $ Rémunération des femmes en pourcentage du revenu des hommes: 84,zero% Taux de chômage des mères: 2.9 pour cent Pourcentage des mères de couple marié sur le marché du travail: 77,three pour cent Durée de la semaine de travail des femmes: 44,5 heures Indiquez le coût moyen des companies de garde: 13 728 $

Arlington est située à l'extérieur de Washington, DC, et de nombreux résidents se rendent chaque jour dans la capitale pour se rendre dans la capitale nationale en empruntant le vaste réseau ferroviaire de la ville. À Arlington, les femmes gagnent un salaire médian de 76 438 $, et l’écart salarial est plus étroit que la moyenne des États-Unis. Les industries principales pour les résidents d'Arlington comprennent la technologie médicale, la technologie de l'éducation, la cybersécurité, les médias et l'édition et la gestion à however non lucratif. Arlington est connue pour son caractère historique et son charme, avec des websites locaux tels que le cimetière nationwide d'Arlington, Mount Vernon et le champ de bataille de Manassas. Les coûts moyens de garde d'enfants de 13 728 USD en Virginie sont légèrement supérieurs à la moyenne nationale, mais restent inférieurs à 20% du salaire médian des femmes.

Méthodologie

Toutes les statistiques kinfolk à l'emploi sont tirées de la US Census Bureau 2017 Estimations sur un an de l'enquête auprès des communautés américaines. Les estimations du coût des frais de garde d’enfants sont tirées du Rapport 2018 sur la garde des enfants: les États-Unis et le coût élevé des companies de garde, qui tenait compte du coût annuel des companies de garde en centre. Baby Care Conscious ne rapporte pas ces données pour le Montana ou le Dakota du Sud.

Pour chaque ville, un rating composite a été calculé sur la base des indicateurs suivants:

Les features médians des travailleuses à temps plein: 25 factors Revenu des femmes en pourcentage de celui des hommes: 20 factors Taux de chômage des mères: 20 factors Pourcentage des mères composées de mariés actives: 10 factors Durée de la semaine de travail des femmes (trajet compris): 10 factors Coût moyen des companies de garde dans un État: 15 factors

Seules les 200 villes les plus peuplées des États-Unis ont été considérées .

Haven Life Insurance coverage Company LLC (Haven Life) a mené cette analyse à des fins éducatives / informatives uniquement. Haven Life est une agence d'assurance vie en ligne proposant une assurance vie temporaire émise par Massachusetts Mutual Life Insurance coverage Firm. Haven Life ne fournit pas de conseils en matière fiscale, juridique, d'investissement ou de logement / immobilier, et les informations contenues dans l'étude ne doivent pas être utilisées comme telles. Avant de vous engager dans une transaction, vous devez consulter vos propres conseillers en fiscalité, en droit, en placement et autres, selon le cas.

Haven Time period est une police d'assurance-vie temporaire (ICC17DTC) émise par la Massachusetts Mutual Life Insurance coverage Firm (MassMutual). ), Springfield, MA 01111 et offert exclusivement par Haven Life Insurance coverage Company, LLC. The numbers and traits of the insurance policies and riders could differ from state to state and will not be accessible in all states. À New York, Haven Time period est appelé DTC-NY 1017. Le numéro de licence de notre agence en Californie est OK71922 et en Arkansas, 100139527.

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